As we have all heard from time to time “You don’t know what you don’t know”, this cliche rings so true in so many aspects of our daily research. And real estate is no exception. Navigating a home purchase involves several entities, processes, and procedures and it can quickly turn from a DIY “I got this” feeling to a “I had no idea I needed that” reality. As full-service REALTORS®, Coldwell Banker® is your partner in all aspects of the home-buying process. Our affiliations with primary service providers ensure that you receive complete assistance from beginning to end, giving you one-stop-shop convenience.
MORTGAGE SERVICES –
Most home buyers will need a mortgage to finance the purchase. Typically, this is the starting point during your buying journey, to see pre-approval options within all budgets. Our preferred lender Gateway Mortgage provides home loans and features competitively low rates, fantastic customer service, and a fast, simple process. They also are on-site in each of our offices giving you in-person availability and support. In a digital world, in-person assistance is becoming rarer and rarer while conversely being in high demand to give guidance and peace of mind. Our advice, pick a lender you have direct access to!
WARRANTY SERVICES –
You will also want to feel secure knowing that if any major mishaps occur, you are covered, that’s where a home warranty comes in. Slightly different than home insurance, a home warranty covers most home appliances and home system repairs. For us, we recommend American Home Shield®. They provide an extra level of security that will make you feel more comfortable and confident when purchasing your new home. And of course, peace of mind.
INSURANCE SERVICES –
A warranty covers limited repairs, but to cover more potential risks you will also need home insurance. Most homeowners’ policies cover the home as well as personal belongings inside. There are different needs when it comes to insurance and our agents can help put you in contact with a network of providers. Whether you need coverage for a single-family home, condo, townhouse, or anything else, we can put you in front of a reputable provider!
COMMERCIAL SERVICES –
We don’t just sell residential real estate either. If you are looking for a new office location for your business, an investment opportunity, or a land lot, we will make the buying process smooth and stress-free! Our full-service REALTORS® can guide you through the various aspects of each purchase as there are caveats to all. For instance, do you know ALL the questions to ask in that purchase? Such as, “Does your Bella Vista lot require a future connection to city-sewer?” It’s questions like these that experts in our office KNOW to ask!
TITLE SERVICES –
Before closing on your new home, you want to make sure every I is dotted and every T crossed. Title work is required on your purchase and Your Coldwell Banker® agent will thoroughly research and resolve any issues with your title to help you close smoothly and on time! We also have a partnering company on-site, Mercury Title, that has been a rock in the process of title for several years in NWA. Our agents utilize the relationship with Mercury Title daily to ask questions and find answers to the most complex title issues.
No matter where you are in your home-buying journey, we are here to help guide you every step of the way! Our brokerage has helped to build the Northwest Arkansas community and we have supported generations of family members through Real Estate purchases since 1956! Don’t let the process overwhelm you; with one of our local, trusted, expert agents by your side, you’ll have nothing to worry about!! We pride our brokerage on full-service client support beginning from the first phone call and carrying on throughout the life of our clientele.
Don’t miss the next blog in our homebuying series where we will discuss what you need to know when you are ready to make an offer on the perfect Northwest Arkansas home!